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Business Banking Solutions

Financial Tools to Power Your Small Business

At Credit Union of Southern California (CU SoCal), we believe small businesses are the heartbeat of our communities. Whether you're building your brand, expanding your team, or just getting started, you deserve money management solutions that are simple, flexible, and designed to help you succeed. From growing your reserves to financing your next big move, we’re here to support your business at every step.

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Why Choose CU SoCal for Business Banking?

Personalized Service

We're a local, not-for-profit credit union that puts people first.

Competitive Rates

Earn more with your deposits, whether liquid savings or share certificate.

Trusted for Over 70 Years

We've helped Southern California residents—and business owners—reach their goals with confidence.

Federally Insured

All deposit accounts are NCUA-insured up to $250,000.

Key Advantages

Business Banking

An easy way for small businesses to manage reserves, save for future expenses, and earn monthly dividends—all with just $5 to open and no monthly fees.

Commercial Real Estate

Get competitive rates, limited fees at closing, interest-only lending options, and a faster approval process, we’re a direct lender with greater approval flexibility than brokers.

Business Concierge

For businesses with at least $200,000 on deposit, get Concierge service with one phone call or email for maximum time-saving convenience.

  • USA Patriot Act Notice
    Important Information about Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account we will ask for your name, street address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.