Lower your auto loan rate by 2% APR1
Whether you’re cruising around town or heading to the beach, your car connects you to the things you love. Refinance your auto loan from another lender to CU SoCal and we’ll lower your current rate by at least 2% APR.1
Rates
View All RatesThe payment amount displayed by this calculator is an estimate only and not an actual loan payment.
Whatever the plan is for your road ahead, make it happen with:
Up to 120% financing for new and used vehicles1
Quick pre-approvals and funding
Extended terms up to 84 months for the lowest possible monthly payment
A personal auto-buying concierge service
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Affordable protection options
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No application or funding fee
Questions? Our loan specialists are available to help. Call us at 866.287.6225. We also encourage you to read our Auto Loan FAQs.
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1
Current driver's license or government/state issued ID
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2
Current registration or purchase order
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3
Proof of insurance
See how much you can save
Bring us your higher rate auto loan from another lender and lower your rate or your monthly payment.
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1.
APR=Annual Percentage Rate. Lowest rate for qualified borrowers. Maximum discount is up to 2% below Member’s current auto loan rate and proof of current rate is required. No additional rate discounts may apply. Rate reduction cannot go below our current floor rate, please ask a CU SoCal loan specialist for our current floor rate. Minimum FICO required is 630 and must credit qualify. Minimum amount financed is $5,000. Financing is available up to 120% of Kelley Blue Book retail value and as determined by CU SoCal. Vehicle must be less than 10 years old and have less than 120,000 miles. Longer terms are available at a higher interest rate. Existing CU SoCal loans are ineligible. Rates and terms may vary based on creditworthiness. Rate subject to change without notice.
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